Home Loans

Applying for a home loan doesn’t have to be an intimidating experience. By financing your home at Equitable, you’ll receive the personal hometown service you deserve. At Equitable, we make sure you fully understand all aspects of your home purchase.

Equitable Bank has experienced lenders in North Platte, Grand Island, Omaha and Elkhorn ready to help you begin the process.

When you’re shopping for a new home, it helps to know exactly how much you can afford to spend any day of the week. Plus, we offer the added convenience of secure online applications.

Building a new home can be complicated. The last thing you want to worry about is rates. With Equitable Bank’s extended lock program, you can lock in your long-term interest rate for up to 12 months.* Talk to your mortgage lender to learn more about this program.

When you consider all the things that have made Equitable the area’s top mortgage lender – competitive rates, local decision making, hometown service, and dealing with neighbors you know and trust – it just makes sense to come to Equitable for a home equity loan. And, unlike many loans, the interest you pay on a home equity loan may be deductible from your income taxes.*

Through our low rates and flexible payment plans, you can use a home equity loan to pay for such things as:

Cash to do the things you’ve always wanted to do but didn’t think you could afford. Take the money in one lump sum and pay it back in predetermined monthly installments.

A low interest line of credit secured by the equity in your home. With an EquiLine home equity line of credit, you write your own checks up to the approved amount for home improvements, vacations, automobiles, tuition, debt consolidation, etc.